Shared Ownership

If you can’t afford all of the deposit and mortgage payments for a home that meets your needs, Shared Ownership offers you the chance to buy an initial share of a home worth between 10% and 75% of its market value. You will pay rent to the appointed Housing Association on the rest. You can buy more shares in your home in the future, as and when you can afford to do so, this is referred to as ‘staircasing’.